Charlevoix County Homes under $900,000

Charlevoix County Homes under $900,000

Welcome to Charlevoix County, a hidden gem nestled in the heart of Michigan’s breathtaking northern landscape. Known for its stunning natural beauty, charming small towns, and vibrant community spirit, Charlevoix offers an unparalleled lifestyle that perfectly blends outdoor adventure and serene living. With the sparkling waters of Lake Charlevoix and the iconic Bridge Street Bridge, this county is a paradise for nature lovers, boating enthusiasts, and anyone looking to escape the hustle and bustle of city life.

For those seeking a home in this picturesque area, Charlevoix County presents an array of options under $900,000. Whether you're dreaming of a cozy cottage by the lake, a spacious family home with sprawling views, or a modern retreat that embraces the charm of the region, you’ll find it all here. Homes in this price range offer incredible value, allowing you to enjoy the stunning surroundings without breaking the bank.

Imagine waking up to the gentle sounds of nature, sipping your morning coffee on a sunlit porch, or spending weekends exploring the nearby hiking trails and pristine beaches. With a rich blend of local shops, restaurants, and cultural events, Charlevoix County is not just a place to live; it’s a community that invites you to create lasting memories.

Discover your dream home in Charlevoix County today, where the beauty of Michigan awaits you at an affordable price. Let us help you find the perfect property that fits your lifestyle and budget!

Newest Charlevoix County Homes under $900,000

38493 Indian Woods, Beaver Island
$245,000
2 Beds ⋅ 1 Baths ⋅ 1951331 MLS ⋅ Port St. James BLDG.
Tucked among the trees in the desirable Port of St. James, this charming two-bedroom, one-bath cottage offers a peaceful Beaver Island retreat just a short walk from the shores of Lake Michigan and approximately one mile from beautiful Donegal Bay. Situated on two lots, the property offers a wonderful sense of privacy and room to enjoy the surrounding island landscape. Inside, the home feels bright, comfortable, and welcoming, with an open living area, abundant windows, and a cozy wood stove creating the perfect gathering space after a day at the beach or exploring the island. The kitchen and dining areas flow easily into the living space, while large windows bring in natural light and views of the surrounding woods. The cottage has also benefited from several significant improvements, including anew septic system installed in 2019, updated flooring, a new roof in 2025, and all-new windows in 2026, professionally installed by Greenwald - a respected Beaver Island contractor. The property is served by a shallow well. Whether you're looking for a seasonal island getaway, vacation rental opportunity, or a simple year-round home surrounded by nature, this inviting cottage offers an appealing combination of location, character, and important recent updates - all within easy reach of some of Beaver Island's most beautiful LakeMichigan shoreline.

38493 Indian Woods, Beaver Island
5 Uptown Lane, Charlevoix
$499,000
2 Beds ⋅ 2 Baths ⋅ 1951261 MLS ⋅ Uptown Village BLDG.
Introducing Uptown Village, a thoughtfully designed collection of luxury townhomes just steps from downtown Charlevoix. These architecturally distinctive residences blend modern Scandinavian-inspired design with timeless Northern Michigan character. Each two-story townhome features open-concept living, expansive windows, high-end finishes, and private outdoor living spaces including large main-level balconies and rooftop decks—perfect for entertaining or enjoying views of downtown and Round Lake. Select residences offer customizable rooftop outdoor kitchens and thoughtfully designed layouts ranging from 2 to 4 bedrooms. Buyers have the unique opportunity to personalize their home by selecting finishes and working directly with our design team to customize interior selections, creating a residence that reflects their individual style while maintaining the elevated design standards of Uptown Village. Interiors include spacious eat-in kitchens with oversized islands, premium cabinetry, quartz surfaces, designer lighting, and carefully curated finishes throughout. Private garages, energy-efficient construction, and low-maintenance living make Uptown Village ideal for year-round residents or second-home owners. Located within walking distance to shopping, dining, beaches, and marinas—and just a short drive to Petoskey and Northern Michigan’s premier ski resorts—Uptown Village offers a rare opportunity to own new construction in one of Michigan’s most desirable waterfront communities.

5 Uptown Lane, Charlevoix
205 Clinton Street, Charlevoix
$350,000
2 Beds ⋅ 1 Baths ⋅ 1951148 MLS ⋅ Original Of City BLDG.
GREAT OPPORTUNITY IN DOWNTOWN CHARLEVOIX! Discover the perfect location to bring your vision to life in the heart of Charlevoix, “the Beautiful.” Professional use building with over 3,000 square feet of possibilities. Zoning is professional use.

205 Clinton Street, Charlevoix
5700 Blue Gill Bend, Ellsworth
$289,000
2 Beds ⋅ 1 Baths ⋅ 1951074 MLS ⋅ Plat Of Glenacre BLDG.
Escape to the lake in this one-of-a-kind cottage, creatively built around an antique Airstream camper and thoughtfully remodeled from the studs out. Full of character and modern comfort, this charming retreat offers a sleeping loft, remodeled bathroom, and efficient galley kitchen. The living room enjoys beautiful views of the lake and has hardwood floors, with wood ceilings for the Up North vibe —perfect for weekend getaways, summer living, or a memorable lake retreat. Step outside onto the expansive lakeside composite deck and enjoy 66 feet of private lake frontage with beautiful water views and plenty of room for relaxing, entertaining, or soaking up the sunshine. A 12' x 16' garden shed provides excellent storage for lake toys or outdoor equipment. Located immediately next to the neighborhood lakefront beach, the property enjoys added privacy and expansive views from the extra lake frontage where no one will build. Six Mile Lake is an all-sports lake on Antrim County’s Upper Chain-of-Lakes, offering opportunities for boating, fishing, swimming, and enjoying all that lake life has to offer. It is centrally located within an hour of northern Michigan’s most popular destinations, golf and ski resorts and hiking/biking trail systems. Whether you’re looking for a distinctive vacation getaway or a cozy lakeside escape, this charming cottage delivers character, comfort, and an exceptional waterfront setting. Best of all, it is being offered furnished, so you can unpack your bags and start enjoying it from day one.

5700 Blue Gill Bend, Ellsworth
4358 Witmere US-131, S, Charlevoix
$350,000
5 Beds ⋅ 2 Baths ⋅ 1951008 MLS
Enjoy the space and privacy of 5 acres just outside of Charlevoix. Built in 2006, this 5-bedroom, 2-bath home offers plenty of room for family, guests, hobbies, and Northern Michigan living. The property gives you the feel of being tucked away while still being a convenient drive to downtown Charlevoix, Lake Michigan and area attractions. A great opportunity to make this well-sized home and acreage your own.

4358 Witmere US-131, S, Charlevoix
4012 Loeb Road, Charlevoix
$399,900
3 Beds ⋅ 2 Baths ⋅ 1950953 MLS ⋅ Adams Lake BLDG.
Enjoy peaceful waterfront living on 3.8 acres with approximately 200 feet of Adams Lake frontage! Built in 2023, this 3-bedroom, 2-bath home offers approximately 1,600 square feet of finished living space on the main level. The spacious primary suite features a private bath and walk-in closet. Enjoy abundant wildlife along with fishing, boating, and kayaking right from your own property. The full drywalled walkout basement offers tremendous potential for additional living space and features two egress windows, a sliding glass door, and plumbing already in place for an additional bathroom. Finish the lower level to suit your needs and significantly expand the home’s usable living space. A garage foundation is already in place, providing a head start for the future construction of a garage. With acreage, substantial lake frontage, a newer home, and room for future expansion, this property offers a wonderful opportunity to enjoy the Northern Michigan waterfront lifestyle.

4012 Loeb Road, Charlevoix
13879 Phelps Road, Charlevoix
$499,900
3 Beds ⋅ 2 Baths ⋅ 1950687 MLS ⋅ Metes And Bounds BLDG.
Owning a property in Northern Michigan is a dream for many, but it takes the right location, timing and vision to make it happen. Known as The CHARLET, this beautifully revived 3-bedroom, 2-bath home embodies that. When originally purchased, the property was in disrepair. Rather than seeing that as a challenge, they saw an opportunity—and brought the CHARLET back to life. Thoughtfully updated from top to bottom, improvements include a new roof, refinished/replaced wood siding, new windows and trim, gutters, flooring throughout, a brand-new kitchen with appliances, updated bathrooms, fresh paint and new fixtures. With an option to be sold furnished, this unique architectural home blends Northern MI character with modern comfort. Inside, the modern kitchen opens seamlessly to the dining and living areas, creating an inviting space for entertaining. The finished lower level offers an additional bedroom, family room space and excellent storage. Set back from the road on nearly 3 acres, the property offers a wonderful sense of privacy, expansive countryside views and natural landscaping that perfectly complements its rural Northern Michigan setting. Recently used as a summer rental, the property also offers an investment opportunity for those looking to offset ownership costs or continue its rental potential. For the outdoor enthusiast, the 40 x 24 pole building provides plenty of room for your toys and equipment, with (2) 9-foot and an additional 12-foot sliding door for larger storage needs. A shed tucked off the back of the building could easily become a hobby space or art studio. And then there are the skies! Capture the beauty from the deck; where 360-degree views provide the perfect backdrop for morning coffee or watching the stars come out on a clear night. No matter the season the Charlet offers a place to slow down, gather with friends and family, and enjoy everything that makes this region desirable.

13879 Phelps Road, Charlevoix
114 Riverwalk Lane, Charlevoix
$645,000
3 Beds ⋅ 2 Baths ⋅ 1950379 MLS ⋅ Riverwalk Condominiums BLDG.
Experience downtown Charlevoix living at RiverWalk Cottages! Built in 2021 and overlooking the Pine River Channel, this beautifully appointed condominium places you just steps from Lake Michigan, the marina, beaches, shops, coffee houses and restaurants. The property is thoughtfully configured as two separate living spaces—Units A and B—offering exceptional flexibility for multigenerational living, guests or potential rental use. Unit A features a bedroom, full bathroom, kitchen and living room. Unit B includes two bedrooms, a full bathroom, kitchenette with wet bar, private entrance and access to the spacious rooftop deck with water views. Each unit may be accessed independently or used together as one complete three-bedroom, two-bath residence. Whether you are seeking a year-round home, Northern Michigan retreat or investment opportunity, this distinctive property puts the best of Charlevoix right outside your door.Rental use is subject to applicable governmental regulations and condominium documents.

114 Riverwalk Lane, Charlevoix
307 Antrim Street, Charlevoix
$750,000
4 Beds ⋅ 4 Baths ⋅ 1950237 MLS ⋅ N/A BLDG.
Welcome to 307 Antrim Street! This historic build was completely remodeled in 2006, offering the new owners peace of mind– while still keeping the historic charm alive. Offering flexible living options, Units A and B blend Charlevoix charm with move-in-ready comfort. Located within walking distance to downtown Charlevoix and Lake Michigan, this home places you in close proximity to shops, restaurants, marinas, and beaches. Both units have their own private entrances with a shared outdoor spaces. This property offers rare flexibility in one of Northern Michigan's most sought-after markets.

307 Antrim Street, Charlevoix
748 7th Street, East Jordan
$349,900
2 Beds ⋅ 2 Baths ⋅ 1950194 MLS ⋅ N/A BLDG.
Welcome to this beautifully updated ranch-style home offering comfort and peaceful country living, right within city limits. Completely refreshed with windows, stylish LVP flooring throughout, brand-new cabinets, a warm butcher-block countertop, and a full suite of top-of-the-line stainless steel Midea appliances, this move-in-ready residence is ready for its next chapter. The practical layout includes a convenient mudroom and laundry room, plus an attached 2-car garage. A large unfinished basement provides excellent potential to expand into additional living space. Outside you’ll enjoy both a cement patio and a wood patio surrounded by fresh rhubarb, ideal spots for morning coffee or evening relaxation. The property truly shines outdoors. A natural flowing stream meanders through the yard and feeds a lively pond home to ducks, herons, turtles, and frogs. Abundant wildlife thrives here, including diverse bird species, wild turkeys, and families of deer. The backside of the 3.83-acre parcel features a large wooded hill that delivers exceptional privacy and yields morels in season. A sturdy metal roof protects the home, and a spacious 960 sq ft pole barn offers versatile storage or workshop potential. Fiber optic internet has just been installed for reliable high-speed connectivity, and the property is served by city water and sewer. Located as the last home on the street before it becomes a quiet seasonal dirt road, daily traffic is minimal in the summer and nonexistent in the winter, creating a serene, private setting while still enjoying city conveniences.

748 7th Street, East Jordan
204 Petoskey Avenue, Charlevoix
$319,000
3 Beds ⋅ 1 Baths ⋅ 1950178 MLS ⋅ Na BLDG.
Take a step inside this recently updated 3-bedroom northside home within walking distance to downtown Charlevoix, Lake Michigan, Lake Charlevoix, and the municipal golf course. Recent updates include a new roof in 2021, completely rewired electrical throughout, new flooring, complete bathroom remodel in 2023, and newer appliances. This move-in ready property is ready for evening meals on the back deck, relaxing after a day on the water, and sharing the space with family and friends. Welcome Home!

204 Petoskey Avenue, Charlevoix
6469 Dutchman Bay Road, East Jordan
$595,000
1 Beds ⋅ 1 Baths ⋅ 1949849 MLS ⋅ N/A BLDG.
Perfectly situated on 10 acres, with 2000 square feet of storage and 1200 square feet of living space, this is the complete package for all of your toys. Far enough from Boyne City and East Jordan to enjoy peaceful, countryside views yet close enough to go shopping and have dinner out. It is near a boat launch to access Lake Charlevoix and is close to access the East Jordan snowmobile trail system. The living space is both heated and air conditioned. The storage area is access by a 14 x 14 overhead door. Internet access is provided by True Stream fiber internet.

6469 Dutchman Bay Road, East Jordan
Start Your Search